The Bowsers Blog

First Time Buyer's Guide To ISAs

For many first-time buyers, saving for their first home can be daunting. When saving money for a property, ISAs (Individual Savings Accounts) are a sensible and reliable option. There are a variety of ISAs to choose from, all with different benefits.

First Time Buyers Guide To New-Build Mortgage Offers

If you are looking to buy a new-build house, the process will be a little bit different than if you were buying an old home. While there are a lot of advantages to buying a new house, getting a mortgage for it can be a little bit difficult. Here are a few things you should know when making this investment.

What Are Local Authority Searches?

When buying a property, local authority searches are required by mortgage lenders to ascertain information about the property and the surrounding area. Local authority searches are conducted by an appointed solicitor to help buyers avoid nasty surprises with their newly purchased home.

The Key Differences Between Freehold & Leasehold Property (Explanation For First Time Buyers!)

There is no doubt that purchasing your first home is both exciting and a little daunting. As a first-time buyer, you will not have been through the whole process before and may come across areas which leave you confused. A good example of this for many first-time buyers is whether the property you are looking at is freehold or leasehold. But what does this refer to and what is the difference between freehold and leasehold?

What Are The Steps Of A Property Transaction?

Stepping onto the property ladder is an exciting time, but the process of purchasing your first home can be confusing.

What You Need To Know About Help To Buy ISAs

If you’re a first-time property buyer, you’ve probably heard of the Government’s Help to Buy ISA scheme. Designed to help people who have never owned a home get on the property ladder, the ISA allows its beneficiaries to save up money for a deposit with the promise that the Government will boost these savings by 25% if a deal on a property is established.