The Bowsers Blog

The Hidden Costs of Moving Home and How To Avoid Them

Moving home can be an expensive time - this has always been true. However, in recent years bills and house prices have risen to an all-time high, and there are many hidden costs you may encounter. If you are looking for a way to avoid unexpected costs, then read on. We have collected a list of ways that you can keep those expenses under control so moving house feels like less of a stretch.

All About Gifted Deposits And The Bank Of Mum And Dad

You only have to pick up a newspaper nowadays to read young people's struggles in buying their first home. With house prices rocketing and modest salary increases, it can be troublesome for some aspiring homeowners.

The Stamp Duty Holiday Has Come To An End - What Happens Now?

Over the Covid-19 pandemic, an effort to keep the property market stimulated and active was made, including a stamp duty holiday.

Buying A House With A Partner Or Friends - All You Need To Know

Buying a house with a partner or friends - all you need to know Buying a house can feel like a pipe dream for a single person in the present day because collecting enough money for a deposit and finding a suitable property can be very challenging. However, if you choose to purchase property with a partner or a friend, these challenges can be somewhat mitigated. If you think that buying a house with a friend or buying a house with a partner could be the right option for you, there are some considerations you should think about before making your final decision.

What Is A 95% Mortgage And Who Is Eligible?

The mortgage guarantee scheme enables first-time buyers and home movers to purchase a property with just a 5% deposit. The scheme was launched in April 2021 and runs to December 2022. It forms part of the government’s strategy to maintain buoyancy in the housing market.

How To Get On The Property Ladder: First-Time Buyer Options

Getting on the property ladder as a first-time buyer is an exciting and often overwhelming process. There are so many options available to help you get your foot on the first rung of the property ladder, and here, we are going to briefly look at a few of the first-time buyer options in our first-time buyer's mortgage guide.