By Chris Ringham 11 Aug, 2020 0 Comments

Conveyancing During Covid-19 Lockdown

Conveyancing During Covid-19 Lockdown

Buying a house can be a stressful time for many under normal circumstances. But the Covid-19 pandemic and lockdown have also made matters more complicated. However, if you’re thinking of buying a house, don’t be discouraged. Bowsers Solicitors can help with all your conveyancing needs, ensuring that you’ll be in your new place in no time.

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Conveyancing is a legal transfer, whereby a property is handed over from one owner to another. Each party’s conveyancer carries out the trade of signed contracts, which is what commits the two parties to the sale of the property legally. A deposit, normally 10% of the purchase price, is sometimes needed at the exchange of contracts. Either party can cancel the transaction before exchanging contracts, with no commitments to the other party.

A conveyancer is essential in helping you buy your property. Conveyancing is a detailed legal process, so make sure you use an experienced and qualified property lawyer. Your conveyancer will exchange signed contracts with the seller’s own conveyancer, , ask for payment of the mortgage advance from your lender, and pass on the title deeds to your mortgage lender if required.

Why Buy Now

The Covid-19 pandemic may have discouraged some people from buying. However, due to the Chancellor’s new changes to stamp duty, now may be the best time to buy - a stamp duty holiday has been put in place until March 2021. This means that you will not have to pay stamp duty for properties under £500,000 if you do not own any other properties or you are replacing your main residence. Before lockdown, stamp duty in England and Northern Ireland was paid on land or property sold for £125,000 or more. By buying a property before the 31st March, buyers can save up to £15,000 on stamp duty, money that can instead be invested into home improvements.

How Bowsers Can Help

If you’ve decided you’re ready to buy a house now, then the team at Bowsers Solicitors are more than happy to help with your conveyancing needs. We are dedicated to providing an excellent level of service to all of our clients. Our conveyancing services include residential property, commercial property, and buy-to-let property. If you are buying or selling a house, get in touch with us at Bowsers Solicitors today.


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